Whatever your needs may be, the relative costs with respect to your financial ability to meet those costs is a crucial factor. You may find it helpful to spend some time studying your finances before you begin your shopping tour for a dwelling. The amount of money you decide to spend in meeting housing costs will affect how much or how little you will have left for other things such as food, clothing, schooling, health needs, and emergencies. Perhaps by estimating the following monthly expenses, it will assist you in defining what you can afford:

Food & Necessities Utilies: Electric Utilities: Gas Utilities: Water Refuse/Trash Removal Gasoline/Bus Fare Parking Laundry Renter's Insurance Telephone Cable TV Internet Access Miscellaneous/Unexpected Rent

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