Property and Liability

Personal Property

The College is not responsible for personal property should a loss or damage occur and does not carry insurance to protect the personal property of employees or students.  Therefore, the College brokers with Haylor, Freyer & Coon, Inc. in Syracuse, NY, to administer the Personal Property Protection program.  The coverage is offered to all Ithaca College students and employees, and it extends worldwide.

The coverage insures against a wide range of losses, such as theft, vandalism, fire, accidental damage, etc.  Policy information, limitations, and exclusions are located at http://www.studentinsuranceprograms.com/pp.  You choose the coverage amount, which begins at $2,000 (up to a max of $20,000), and you also choose a low deductible of either $50 or $100.  All mobile devices are now subject to a $100 deductible.  If you experience a loss, this policy pays first, even if you have other insurance, i.e. homeowners.  However, the policy does not cover unexplained losses.

Policy coverage begins on August 15 and is valid for one year.  If you enroll after September 5, coverage becomes effective 5 days after the enrollment form is received and processed online by Haylor, Freyer & Coon, Inc.

If you have questions, please contact Haylor, Freyer & Coon, Inc. directly at 1-866-535-0456 and ask for a college specialist to assist you.