Student Insurance

June 2015

Dear Students and Parents:

Ithaca College requires all undergraduate students who are enrolled for a minimum of 6 credit hours, and all graduate students enrolled for 3 credit hours to have health insurance. In an effort to increase access to health care, Ithaca College has partnered with Nationwide Life Insurance Company to provide a plan with comprehensive coverage for Ithaca College students. This plan is serviced by University Health Plans. The charge to obtain coverage under this plan from August 10th, 2015 through August 9th, 2016 is $1,286.

In order to ensure that all students have health insurance coverage, all student accounts will initially be charged for the plan.   If you are a domestic student and wish to opt out of this plan and have the insurance charge removed from your account, you must submit an online waiver form and provide proof of current health insurance coverage prior to the waiver deadline.  THE WAIVER DEADLINE DATE IS AUGUST 10, 2015.

All INTERNATIONAL students and other non-U.S. residents at Ithaca College are automatically enrolled in the student health insurance plan.  If you are covered by an Embassy Sponsored Program, or a U.S. based health insurance plan with equal or better coverage, you may go to to print and complete a paper waiver and submit the form before August 10, 2015.  If you are not covered by an Embassy Sponsored Program or comparable U.S. based health insurance plan, you are NOT allowed to waive.  Please note that the Ithaca College Student Health Insurance Plan meets J1/J2 visa requirements.

To expedite enrollment in the plan, students are encouraged to submit the online enrollment form. Students may also elect to add dependents to their plan for an additional premium. Students who are enrolled in the plan for the 2014-2015 policy year should submit the online enrollment form for the 2015-2016 policy year as soon as possible to avoid a disruption in coverage.

Please visit to enroll in or waive out of the plan by August 10th, 2015. Instructions can be found on line or in the enclosed flyer. THE HEALTH INSURANCE FEE WILL BE NON-REFUNDABLE IF NOT WAIVED BEFORE 8/10/15.

If you are covered by your family’s or spouse’s insurance plan, we encourage you to compare the costs, coverage, and benefits of the student health insurance plan to those of your existing plan before making any decision about your health insurance.

Consider the following in making your decision:

  • Students with out of state HMO/PPO or Medicaid plans often incur higher charges when obtaining care outside of the plan’s local service area.  
  • Some insurance plans only cover urgent or emergent care when care is obtained out of network or outside of the plan’s local service area.
  • Some plans do not cover outpatient referrals, or may only cover them after a high deductible or co-payment; this plan can help cover those expenses.
  • This plan includes coverage for preventive and well care services, has a low deductible, and a prescription plan.

If you do elect to waive coverage, we recommend that you provide Ithaca College Student Health Services with a copy of your medical and prescription cards. While this is not required, it will enable Health Center staff to better assist you with your health needs. Please fax a copy of both the front and back of your cards to 607-274-1844, or email a picture to This is not in place of the above mentioned waiver.

You should also be aware that all enrolled and matriculated Ithaca College students are able to access care at the Hammond Health Center regardless of your decision to keep or to waive the student health insurance plan.  There are no charges for most of the services provided at the health center.

Please call University Health Plans at 1-800-437-6448 if you have questions regarding the student health insurance plan.