Health Center

Student Insurance

Featured Document
2009 Grad Student Enrollment Form

Ithaca College requires all undergraduate students enrolled for a minimum of 6 hours  and all graduate students enrolled in a minimum of 3 hours to have health insurance.  We have contracted with UnitedHealthCare StudentResources, a company that markets health insurance to hundreds of colleges and universities, for a student injury and sickness insurance policy for the 2009-2010 year.  The policy they have designed is underwritten by United HealthCare Insurance Company of New York. It provides sensible coverage at a reasonable cost, supplements the benefits available through the Hammond Health Center, and may complement the insurance coverage or managed care plan you already have.

 

The charge for the basic plan, which begins August 15, 2009 and provides a full 12 months of coverage, is $430.00 per student and will be included on your bursar bill.  If you do not desire coverage, you must submit a waiver in order to have the $430.00 charge removed.  The online waiver system will be available from June 15th, 2009 to September 30th, 2009. After this date, the waivers will close and the $430 Health Insurance Fee is non-refundable.  The waiver system is now closed.  You may submit the waiver online by logging on to HomerConnect any time during this period.  At the main menu, click “Student Financial Aid and Residential Life” and then select “Health Services”. When submitting a waiver you will be required to enter proof of your current insurance, so have that information available.   

 

Consider the following in making your decision:

 

  • All covered medical expenses billable from the Student Health Center will be paid at 100%.
  • If  you do not waive, the student health insurance will become your primary insurance and any other coverage (ie. your parents plan) will be secondary.
  • Your current insurance may not cover the types of expenses that college students most often incur, like outpatient referrals, or may only cover them after a deductible or co-payment; this plan can help cover those expenses.
  • If your current coverage is through an HMO or PPO out of the Ithaca area, local services in Ithaca may be limited or may be charged to you at a higher, non-preferred rate.
  • Coverage through parents’ policies may end once a student reaches a certain age.
  • If you participate in intercollegiate sports, this policy will pay the deductible on the athletic coverage.

 

IMPORTANT:  If you wish to decline the student injury and sickness plan, you must submit an online waiver before September 30th, 2009.  AFTER THIS DATE THE WAIVERS WILL CLOSE AND THE HEALTH INSURANCE FEE IS NON-REFUNDABLE!

 

Voluntary coverage is available for dependent spouses and children of eligible IC students enrolled in the basic plan. The cost is $878 for spouse and $654 for child full year coverage. For information regarding coverage of dependents and to receive a voluntary enrollment card please contact the Health Center Business Office at (607) 274-3177 OR click on the above featured document and you can print out the enrollment form.

 

Optional major medical or catastrophic coverage is also available, and an explanation of these benefits including eligibility, effective dates, benefits, costs, exclusions and any reductions or limitations, is included in the enclosed brochure.  You may purchase this coverage directly through UnitedHealthCare StudentResources if you already have the basic plan.  Please direct any questions regarding the major medical policy them at (800)767-0700.

 

We are offering this plan marketed by UnitedHealthCare StudentResources after comparison with other insurance products currently on the market because we believe it offers better service at a cost that has allowed us to broaden coverage. 

 

For more information on the Student Group Insurance Policy, please contact the Hammond Health Center at (607) 274-3177 or you can also go to the UnitedHealthCare StudentResources website at www.uhcsr.com.

At the UHCSR website you can create a MyAccount. With this you will have 24/7 access to: Review claims status, correspondence and Explanation of Benefits (EOB), Reprint your ID card or request a replacement ID card, Locate a network provider, Enter accident details online, Enter additional insurance information online.