Individual Choice Benefits

Ithaca College is committed to providing high quality benefits programs that give you the options and flexibility you need at work and in life. Benefits are an important component of the total compensation package offered by the College. Our goal is to offer employees the most comprehensive benefits plan possible at affordable prices.

Individual Choice is the College's flexible benefit program. It allows you to choose benefits that fit your individual needs. By selecting wisely, you create a benefits package for yourself and your family that is truly an Individual Choice.

How Individual Choice Works 

Individual Choice begins with a level of coverage necessary for the basic financial protection of each employee. This basic required coverage includes:

  • medical coverage (unless you are covered under another medical plan)
  • $50,000 of life insurance
  • $50,000 of accidental death and dismemberment insurance (AD&D), and 
  • Long-term disability (LTD) coverage (once you become eligible)

You have the option to build upon these core benefits. With the Individual Choice program, you choose from an array of selections to meet your needs.

Eligible Dependents

Eligible dependents are defined as:

  • Your legal spouse or grandfathered qualified domestic partner (GFQDP)*
  • Your legal children
    • For Medical, Dental, Vision & Hearing plans this includes your natural, adopted or foster children, stepchildren, or any child for whom you have legal custody or are required to provide health insurance by a Qualified Medical Child Support Order.
    • For Dependent Life and AD&D insurance plans this includes your natural, adopted, or stepchildren.

*If you and your QDP were enrolled in benefits before January 1, 2015, your partner is eligible to remain on benefits for the duration of your eligibility. 

Dependent Eligibility 

Dependents are eligible for all benefits up to age 19. After the age of 19, they may remain eligible for certain benefits if they are

  • between the ages of 19 and 25 - for all benefits provided that they are a full-time student (proof required).
  • under the age of 26 - for medical insurance only, regardless of student or marital status.
  • age 19 or older if unmarried and fully disabled.