Insurance Requirements

Request for Insurance Certificates

Ithaca College requires certificates of insurance be on file with our Office of Risk Management for review and approval prior to the commencement of any work by your firm. Please mail or fax (607) 274-1602 the requested Insurance Certificate(s) within (5) working days to Financial Services, 953 Danby Road, Ithaca, New York 14850-7000.

All insurance carriers utilized must be licensed to do business in New York State and shall carry a minimum rating of “A,” Class VIII in Best’s Rating Guide published by A.M. Best and Company, Inc. Insurance shall be on a yearly basis written for not less than any amounts of liability specified as part of this contract.

Certificates of such insurance are to be current at the time of contract and remain in force for the period of contract. Ithaca College shall receive certificates of insurance evidencing all insurance as required herein and contain a provision the coverage and limits of liability afforded under the policies shall not be materially altered, non-renewed, canceled, reduced or allowed to expire with thirty (30) days prior written notice to the certificate holder.

Insurance coverage must meet or exceed liability insurance limits set by Ithaca College per the following:

Comprehensive Commercial General Liability Insurance on an occurrence form, including broad form blanket contractual liability, for claims arising out of the work hereunder for personal injury, bodily injury and property damage, and products and completed operations.

  • Limits of Liability:
    • Combined Single Limit $ 1,000,000 each occurrence
    • $ 2,000,000 general annual aggregate
    • Note: Completed Operations coverage is to be maintained for a minimum period of two years after ccompletion of the Ithaca College contract.
  • The insurance may be provided in a policy or policies. The terms of all insurance provided by the contractor shall be acceptable to Ithaca College. The limits of liability shall be as stated herein, unless prior to commencement of any work written approval is granted by Ithaca College for variance from those limits
  • Comprehensive Automobile Liability Insurance covering all owned, non-owned and hired vehicles:
    • Limits of Liability:
      • Combined Single Limit $ 1,000,000 each occurrence
      • for Bodily Injury & Property Damage $ 1,000,000 aggregate
  • Umbrella Liability insurance over all underlying exposures including, without limitation, operations and completed operations, with limits of not less than $5,000,000.
  • Workers’ Compensation policies in full compliance with the Workers’ Compensation Laws of the State of New York, with Coverage B – Employer’s Liability with limits of $1,000,000 each accident for Bodily Injury by Accident, $1,000,000 each employee for Bodily Injury by Disease, and $1,000,000 policy limit Bodily Injury by Disease, covering operations of the contractor and its sub-contractors performed in connection with the work at Ithaca College.
  • Each insurance policy required to be provided, with the exception of the Worker’s Compensation and Employer’s Liability, shall be endorsed.
  • ITHACA COLLEGE, their directors, members, officers, employees, and students must be named AS AN ADDITIONAL INSURED. The coverage afforded the additional insured under these policies shall be primary insurance. If the additional insured has other insurance, which is applicable to the loss, such other insurance shall be on an excess, secondary and non-contributory basis.
  • Submittals of any of the foregoing documentation are also required for any subcontractors. Subcontracting is allowable only with prior approval of the College. Contractor and subcontractors must abide by necessary procedures, requirements and regulations outlined in this contract.