Federal Loan Programs

Includes the Federal Direct PLUS Loan and Federal Graduate Direct PLUS Loan
Federal Direct PLUS Loan Program

See our Types of Aid page for application instructions for the Federal Direct PLUS Loan program. All applicants are required to complete the Free Application for Federal Student Aid (FAFSA).

Federal Direct Loans

The largest loan program at Ithaca College is the Federal Direct Loan program, which requires submission of the FAFSA.

  • The maximum for which a dependent undergraduate student may qualify is $5,500 to $7,500, depending on the student’s year in school and other financial aid.
  • An independent student may receive up to $5,000 in additional monies.
  • A graduate student may qualify for up to $20,500.

See Types of Aid for details.

More Information

Detailed information on alternative options such as the Coverdell Education Savings Account, the American Opportunity Credit, and the Lifetime Learning Credit is available from the Internal Revenue Service.

Students who submit the FAFSA automatically are considered for federal student loans as well as need-based grants, scholarships, and student employment.

Please use this information as a starting point. Contact providers directly for answers to specific questions.