Frequently Asked Questions
Applying for Aid
- Do I need to submit my SAR or my PROFILE forms to you?
- Should I wait until I have been accepted at Ithaca before filing the CSS Profile and FAFSA?
- Why do I need to file both the CSS Profile and the FAFSA?
- Should I hire a third-party consultant to help with my financial aid applications?
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Billing
- My bill shows an anticipated credit balance. Is it possible to get an advance on that amount to cover expenses?
- When are bills sent out?
- Where are bills mailed?
- Is there a fee for paying my bill with a credit card?
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Costs
- What does cost of attendance mean?
- Why is my Family Cost to Attend Ithaca on my award letter different from the expected family contribution (EFC) on my SAR?
- If I finish an incomplete course, do I pay tuition again?
- If I repeat a course, do I pay tuition again?
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Direct Loans
- Other than interest, is there a charge for the direct loan?
- How can I estimate what my monthly direct loan payments will be?
- How do I pay back my direct loans?
- When do I begin repaying my direct loans?
Financial Aid Awards
- What impact do parents in college or other family members pursuing graduate degrees have on my aid eligibility?
- When calculating EFC, do you recognize that I have two children in college?
- If one child in school has a scholarship, does that negate the benefit of having two children in college when calculating my EFC?
- Do you look at retirement accounts (401k, IRAs) when calculating EFC?
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International Students
PT and OT Costs
- Will I get aid if I'm in the physical therapy or occupational therapy programs in my senior year and I go to summer school?
- If I had a merit scholarship as a PT/OT undergraduate, do I continue to receive it in my graduate years?
- How does aid work in the fifth year of my OT program?
- How are OT students billed?
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Scholarships
- I received an outside scholarship. How does it get applied to my bill?
- Where can I find information about applying for outside scholarships?
- Do I have to maintain a certain GPA to keep my merit scholarship each year?
- If I receive a merit scholarship, does the amount stay the same for four years?
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