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Medical Plan Options

Ithaca College Medical Provider - AETNA

Aetna Concierge service is Ithaca College’s personal assistant for health care.  This service provides members and their dependents with a dedicated telephone number to assist in answering question related to your health care plan.

Benefits Guide 

Ithaca College offers two medical plan options. If you already have medical insurance (for example, under your spouse’s plan), you may opt-out of coverage and receive separate cashable credits. In order to decline coverage, you must certify that you have other coverage.

Both medical plans cover the same kinds of expenses — preventive care services (covered at 100% and not subject to the deductible), hospitalization, surgery, physician's office visits, prescriptions, and the like. Under both plans, a deductible must be met before most services are covered, and when you seek care from an in-network provider, your out-of-pocket cost is less because care sought from an out-of network provider is subject to a higher deductible and a lower reimbursement rate.

The differences between the plans include the amount of the deductible you pay before the plan begins to cover most services, the maximum amount you pay out of pocket and the cost of the premium. The general rule is the higher the deductible, the lower your premium. Please review your Benefits Guide for additional information.

2022 Medical Plan Information