Concerned about your personal smartphone, tablet, laptop, bicycle, TV, books, etc.?
Ithaca College is not responsible for loss or damage to personal property and does not carry insurance to protect the personal property of employees or students. However, coverage is available through Arthur J. Gallagher and Co. via a Personal Property Protection program. The coverage is available to all Ithaca College employees and current enrolled students, it extends worldwide and insures against a wide range of losses, such as theft, vandalism, fire, accidental damage (ex. to cell phone or laptop), etc. Once the coverage is purchased it is valid for one (1) year, you choose an effective date during the online enrollment process.
- Easy to enroll online. Simply choose the coverage amount, beginning at $3,000 (up to a max of $15,000), and choose a deductible amount of either $25, $50 or $100. You will be responsible for paying the deductible for a claim (an online claim form must be completed by the insured (you) and submitted for the insurance company’s review and approval of the claim).
- If you experience a loss, this policy pays first, even if you have other insurance, i.e. homeowners’ policy (the policy does not cover unexplained losses; exclusions and sub-limits do apply for certain personal belongings, such as jewelry, art, instruments, and possibly others).
- Policy coverage begins on the date of purchase and is valid for one year (365 days). For students, if purchased while a current Ithaca College student coverage will extend for one year. For example, you can choose to begin the coverage on September 1st and it will be valid for one year, even if a student graduates it is still valid for one year from date of purchase.
- Please review policy information, limitations, and exclusions.
If you have any further questions, please contact Gallagher.
Informational video: Gallagher | College Student Insurance
You also have the option to purchase $100,000 liability insurance, which can be purchased at the same time as the property coverage.
What is the difference between the Property and Liability Insurance Policies?
The Student Personal Property Plus policy was designed to protect your property and property entrusted to your care. The Liability policy is to protect you from claims made against you for bodily injury or property damage to other people or their property for which you are found liable. While the property policy covers your property everywhere in the world, the Liability policy applies to claims made against you while a resident at the location shown on your policy as the residence location.
Does this policy cover claims made against me?
If Liability coverage is purchased, the policy covers damages for bodily injury or property damage for a covered occurrence for which an insured becomes liable up to the policy limit.