Medical Plans:
- HDHP Blue Plan
- No Changes
- HDHP Gold Plan
- Out-of-Pocket Maximums (OOPM): Increased to $4,250 (from $4,000) for single and $8,500 (from $8,000) for family
- Choice POS II Plan
- In-Network Deductible: Increased to $1,000 (from $750) for single and $2,000 (from $1,500) for family
- Co-insurance on diagnostic services: Increased to 20% (from 15%)
Pharmacy & RX Updates:
- Effective January 1, 2027, Ithaca College will have a new prescription drug provider, OptumRx, for prescription benefits.
- Why the change?
As healthcare costs continue to rise, Ithaca College remains focused on identifying opportunities to manage costs for both employees and the College while maintaining access to quality benefits. - As part of this effort, Ithaca College has joined the Preferred University Rx Purchasing Coalition (PURPC) , a group of higher education institutions across the Northeast that have combined their purchasing power to negotiate more competitive prescription drug pricing and pharmacy benefit management services.
- Why the change?
Employee Contributions:
- Blue HDHP, Gold HDHP, and POS II Plans: There will be increases to all of these plans
OTHER BENEFITS:
- There will be no plan design changes or increases to the Dental or Vision Plans
- There will be no increase to the Life Insurance plans for 2027